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Wedding Insurance

Weddings are one of the most important events in life—and they're among the most expensive, too, with the average wedding now costing over $26,000. And, that's before the honeymoon, which tends to be another $5,000 all by itself. Given the sheer amount of time, effort, money, and planning that goes into a wedding, it makes sense to protect your funds invested in this event and make sure that unexpected problems don't result in the loss of your entire investment.

Before you begin shopping for wedding insurance, though, there are a few important things to know—like what parts of the event are covered and how liability can come into play.

Special Events Covered by Wedding Insurance

Here are the parts of a wedding that most policies cover:

  • Wedding Venues: While most permanent wedding venues (such as churches) have their own liability coverage, many weddings take place in unusual areas. In fact, about a quarter of all weddings are considered 'destination weddings' and are held in a non-traditional wedding venue. Unfortunately, unforeseen problems like weather, damage to the wedding site, or companies shutting down can make a chosen location inaccessible.
  • No-Shows: Most vendors try to show up to every event, but for whatever reason, there are times when they can't make it. One-time event insurance can reimburse you for any losses suffered as a result of their failure to attend.
  • Injury and Illness: If someone vital to the wedding—say, the bride—comes down ill or injured just before the event, there's a good chance it's going to be postponed until they're feeling better. Wedding insurance can cover these delays.
  • Job and Military Deployment: Similarly, if someone is forced to move (whether they're being deployed overseas as part of the military or simply moving to another city along with their company), delays can occur—and just like with illness and injury, wedding insurance can cover this.

It's important to note that most plans don't cover losses due to either party deciding to cancel the wedding due to a change of heart.

Event Liability Insurance

Weddings should also have basic liability coverage in case anyone is hurt during the event. For example, guests may have allergies to foods or perfumes brought in, or people trying to move a large object as part of the ceremony could trip and fall. The right coverage can ensure that a wedding won't end with the bride and groom facing a lawsuit they'll have to pay out of pocket to defend. Call Noble Insurance Agency today for a free quote and more information.

 

1. "Average Wedding Cost." Average Wedding Cost in the United States. Accessed April 18, 2016. http://www.costofwedding.com/.

2. "How to save on a Caribbean Honeymoon." Accessed April 18, 2016. http://experience.usatoday.com/beach/story/caribbean/2014/06/04/caribbean-value-honeymoon/9970857/.

3. "The Knot, The #1 Wedding Site, Releases 2014 Real Weddings Study Statistics." Accessed April 18, 2016. http://www.prnewswire.com/news-releases/the-knot-the-1-wedding-site-releases-2014-real-weddings-study-statistics-300049675.html.

Our Locations

*Rogers Location

219 N 3rd St
Rogers, AR 72756
Main office: 479-636-7633
Fax: 479-636-1233

DeWitt Location

205 S Main
Dewitt, AR 72042
Main office: 479-636-7633
Fax: 479-636-1233

Stuttgart Office

307 W 22nd St
Stuttgart, AR 72160
Main office: 479-636-7633

Our Providers

Testimonials

When I spoke with the agent on the phone at the time of my accident he was very helpful as well as concerned about both parties of the accident, not just about the his customer. This impressed me very much. He then gave me all of the information I needed to complete the claim. My impression is that he cares more about people than his company. I will "Highly" recommend him as an insurance agent to all I come in contact with

bubbabill1
I switched my insurance to Keith two (2) years ago. His knowledge and professionalism made this transition seamless. I highly recommend him for this knowledge of the industry, professionalism and customer service!

Jim977
Keith offered our business outstanding service and products. In a complex case of corporate ownership and multiple asset classes to insure, Keith and Nationwide designed a policy to serve our needs. Rogers Equestrian Center recommends Keith Noble without reservation.

RogersEquestrian
We have been very happy with our experiences with this agency. All insurance matters and requests have been met with timely and helpful responses. We experienced excellent and prompt service before and after an accident claim was filed. We have recommended Keith Noble and Nationwide to other people and will continue to do so. We also appreciate that Keith Noble and his agency are very involved in the community and support many local organizations and causes.

Razorbackmom