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Second-To-Die Policy

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. Noble Insurance Agency knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Noble Insurance Agency gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from Noble Insurance Agency to determine the right amount coverage for you and your family.
 

Our Locations

*Rogers Location

219 N 3rd St
Rogers, AR 72756
Main office: 479-636-7633
Fax: 479-636-1233

DeWitt Location

205 S Main
Dewitt, AR 72042
Main office: 479-636-7633
Fax: 479-636-1233

Stuttgart Office

307 W 22nd St
Stuttgart, AR 72160
Main office: 479-636-7633

Our Providers

Testimonials

When I spoke with the agent on the phone at the time of my accident he was very helpful as well as concerned about both parties of the accident, not just about the his customer. This impressed me very much. He then gave me all of the information I needed to complete the claim. My impression is that he cares more about people than his company. I will "Highly" recommend him as an insurance agent to all I come in contact with

bubbabill1
I switched my insurance to Keith two (2) years ago. His knowledge and professionalism made this transition seamless. I highly recommend him for this knowledge of the industry, professionalism and customer service!

Jim977
Keith offered our business outstanding service and products. In a complex case of corporate ownership and multiple asset classes to insure, Keith and Nationwide designed a policy to serve our needs. Rogers Equestrian Center recommends Keith Noble without reservation.

RogersEquestrian
We have been very happy with our experiences with this agency. All insurance matters and requests have been met with timely and helpful responses. We experienced excellent and prompt service before and after an accident claim was filed. We have recommended Keith Noble and Nationwide to other people and will continue to do so. We also appreciate that Keith Noble and his agency are very involved in the community and support many local organizations and causes.

Razorbackmom